1. Information We Collect
We collect information to support the core functionality of the BillReminder service. This includes:
- Account Credentials: Email addresses, passwords (securely hashed), names, and timezones.
- Financial Metadata: Bill names, amounts, categories, due dates, income sources, expected paydays, and payment records. We do not store credit card details or bank account credentials.
- Log Data: Email notification dispatch statuses and delivery logs.
2. How We Use Your Information
Your information is exclusively used to:
- Process and calculate your upcoming budget forecasts.
- Deliver automated email reminders based on your preferred reminder timing setup.
- Authenticate your account login sessions securely.
3. Data Retention and Safety
We prioritize the security of your data. All user secrets are hashed, and API communication utilizes secure HTTPS transport protocols. Your budget parameters and logs are kept private and never shared with or sold to third-party advertisers.
4. Permanent Account Deletion
We respect your right to be forgotten. In compliance with data protection laws, if you trigger account deletion via settings:
All personal records, including email hashes, profile names, bill registers, historical payment timelines, active reminder rules, and transaction statements, are cascade deleted from our PostgreSQL server. No backup cache is retained, and the deletion is immediate and permanent.
5. Contact Information
If you have any questions about this Privacy Policy or data cleanup, please contact us at: